Find a finance plan that can be easily adjusted to suit your budget with a conditional sale agreement, and take full ownership of the vehicle once the finance has been fully repaid.

Pay a deposit and make low monthly payments, and at the end of the contract you can either make the deferred final payment and keep the vehicle, or use it as part-exchange for your next vehicle.

Agree a deposit and pay a fixed monthly sum until you take full ownership of the vehicle at the end of the contract.

Pay a small deposit, make fixed monthly payments and at the end of the contract, decide if you wish to return the car, part-exchange it for another vehicle on PCP, or purchase it outright with a single balloon payment.

With PCH, hire a vehicle for an agreed term, paying lower monthly payments than other finance products as you’re paying to use the vehicle rather than own it. At the end of the agreement, you return the vehicle.